Join our community of like-minded individuals working towards financial independence through smart savings and cooperative support.
We offer a complete range of financial services designed to help you achieve your economic goals and build a secure future.
Access competitive loan options with flexible terms tailored to meet your specific financial needs and circumstances.
Build your wealth with our diverse savings programs designed to maximize your returns and secure your financial future.
Enjoy exclusive privileges, discounts, and benefits as a valued member of our cooperative community.
Get expert guidance on financial planning, investment strategies, and long-term wealth building from our experienced advisors.
Protect yourself and your family with comprehensive insurance coverage options tailored to your needs.
Manage your finances conveniently with our modern digital banking platform and mobile applications.
Since 1995, we have been committed to serving our members at Carlos Hilado Memorial State University with dedication, integrity, and a shared vision of economic empowerment.
To create a community of like-minded individuals who achieve economic stability through cooperative savings, mutual support, and shared financial growth.
To be the leading multi-purpose cooperative that empowers members to achieve financial independence and contribute to community development.
Contact us today to learn more about our services and how we can help you achieve your financial goals.